Daniel
Melbourne
1 week ago
"Within 2 hours of contacting Alex, I was already in contact with dealerships and test driving Utes. Within 24hrs he had the perfect Ute for me."
Used Car Finance · Australia
Used car finance, sorted before you shop.
Compare rates across Australia's major lenders in one place. Get pre-approved in 24–48 hours, then let our broker team source the car.
1
Multi-lender panel
Compare rates across major Australian banks and specialist car lenders in one application.
2
Pre-approved in 24–48hrs
Shop with cash-buyer confidence. No 'subject to finance' delays.
3
New, used or private sale
Finance available on vehicles up to ~15 years old at settlement, including private sales.
4
Broker + finance combined
One team sources the car and arranges the loan — no juggling contacts.
Walking into a dealer without finance is how people end up paying more. We compare rates across major Australian lenders, get you conditionally approved, then source the actual car through our broker network. One process, one contact, better rate — new or used.
Applications are placed through CoDrive, the asset finance referral platform behind our lender panel, and the identity and income documents you upload are checked for tampering with Yellow Canary.
Common questions
Can you finance a used car in Australia?
Yes. Most major lenders finance used vehicles up to ~15 years old at settlement, depending on kilometres and condition. We compare rates across the panel so you get the best fit.
What interest rate can I get on a used car loan?
Rates depend on your credit profile, deposit, term and the vehicle's age. Well-credited borrowers on newer used cars can access rates comparable to new-car finance.
Do I need a deposit?
No — 100% finance is available on approved applications. A deposit usually improves your rate and lowers repayments.
How long does pre-approval take?
Most applications are conditionally approved within 24–48 hours. Once approved you can shop with cash-buyer confidence.
Can I finance a private-sale used car?
Yes. Private-sale finance is available and we handle the settlement paperwork with the seller directly.
Ready when you are
Get a quote for your next car.
Tell us the car and we’ll help with your finance options.
Prefer to talk? Call 1300 BATD ME · Independent, non-dealer aligned
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